Financing Options

Thank you so much for the smile.

We provide a couple of different services for our guests who wish to finance their care payments over time. Although we have no direct interest these companies, we offer the following information for our guests' convenience. You can click on their website links for even more information, or ask at our office and we'll be happy to talk further with you.

Care Credit and Medical Financing.com*

  • The patient can select a monthly payment that fits within their budget
  • Patients choose the length of the term. The shorter the term, the lower the interest rate.
  • Rates range from 9.99% to 12.99%.
    * For instance, if the patient borrows $4,300.00 for 60 months at 12.99% A.P.R. the monthly payment would be $99.00.
    * The application process is fast and confidential using Medical Financing.com or Care Credit's toll-free number 24 hours a day, seven days a week or via their websites.

*Our office has no financial interest in either of these companies. They are only provided as an option for financing of dental care.

Call The Center for Exceptional Cosmetic Dentistry and Adult Dentistry in Toms River today @ 732.341.8500 or E-mail us at drrotem@drrotem.com. Click here if you’d prefer to fill our our online form for cosmetic dentistry information.